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June 26, 2017 Why's the FED Panicking?
May 25, 2017 LFPR anyone?
Apr 26, 2017 What's up with the FED?
March 10, 2017 Feb Employment Situation
Oct 10, 2016 Tax Burden
Aug 1, 2016 Here Comes the Debt
June 26, 2016 Moribund US Economy
June 16 2016 Labor Update
Mar 10, 2016 Spring Renewal for Labor Markets?
Feb 21, 2016 GDP Gap
Feb 16, 2016 FED and Monetary Policy
Jan 19, 2016 Employment Gap Age Groups LFPR
Jan 10, 2016 A look at the Employment Situation
Dec 30, 2015 Fed Funds Rate up 25 Basis points...so what?
Dec 15, 2015 Fed Funds on the rise? Has Yellen 'Fell-in'?
Oct 15, 2015 Labor Markets Seven years of misery
Oct 6, 2015 Sept: Horrible Month for Labor
Sept 30, 2015 The FED: Interest Rate Angst
Sept 11, 2015 FED on the Monetary Policy Front
July 31, 2015 Trade and Foreign Exchange Rates
July 20, 2015 Economic Growth?
July 10, 2015 Labor Picture by Age Group
July 2, 2015 Disastrous Month in Labor Rpt
June 19, 2015 Minimum Wage - Income Distribution
Jun 5, 2015 Encouraged Worker Effect
May 8, 2015 Updated Employment Situation for April
May 4, 2015 Languishing Labor Markets
Apr 7, 2015 LFPR Doldrums on the Labor Front
March 8, 2015 Less than Zero Interest Rates - Trade War
2014 Articles
2013 Articles
2012 Articles
2011 & 2010 Articles
Introduction
About us
Links of Interest
Straw Poll
Definitions & Miscellaneous
 


Welcome to our homepage!



An Economics Newsletter for the New Millennium

Prepared by New Economic Paradigm Associates
- Donald Byrne, Ph.D.
- Edward Derbin, MA, MBA



The New Paradigm > Reshaping the American Economy
Illustration brought to you by Tommy

Have you ever thought understanding economics was too complicated, nonsensical, or just plain boring?  It's our goal to explain economic theory as simply as possible - but no simpler.  It is also our goal to present unbiased analysis, embracing logic while eschewing ideologic.  We focus on real-life application, employing theory to help explain and aid in our analysis. 

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In our January 2006 Newsletter article, we warned against the impending housing collapse and the danger of rising oil prices...

Killing Fields: Weak Links in Otherwise Strong Economy (January 6, 2006)
Predicting Financial Collapse January 2006
RISING MORTGAGE INTEREST RATES
In addition to the rising energy costs and insecurity in the labor markets, households are now facing an additional burden of rising interest rates, affecting their mortgages.  As short-term rates are driven up by the Federal Reserve actions in the Federal Funds rates, it influences other short-term interest rates to rise as well.   

In the area of variable rate mortgages (ARMs), the Fed’s actions are gradually triggering the adjustment clauses in these mortgages.  This increases the monthly payments, reducing further the disposable income available to purchase other goods and services and also reduces the cushion protecting homeowners from defaulting on mortgages.

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Thank you for visiting our new Internet site.

You can also continue to read older newsletter articles at the following link  Archived Newsletter 

We will be adding a number of features to this webpage, including:

- Topical voting on economic issues
- Quick hitting comments on topical/current news items (targeting a few times per week)
- A blog which will be updated frequently - monthly basis
- Comment section where you can submit your thoughts/questions. 

Briefly, we have been publishing our newsletter since August 2003.  We have had several million hits and we pride ourselves in our objective analysis of current economic issues.  We have a decidely academic approach to the material as we view our primary responsibility as teachers first and foremost.  This thorough treatment of topics is reflected in our at-times lengthy newsetter articles.  Keep in mind that they are there for your enjoyment and edification.  Please feel free to ask us questions or comment on what does or doesn't make sense for you. 

The most important thing is that you read this material with an open mind and be sure to follow the included links, which we use quite often to direct you back to the original data (source material) we employ in our analysis.

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